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Tax picture from your paycheck.

How it works

Set view, filing status, and state — then type in what your paycheck shows.
See if you’ll owe or get a refund — A clear federal picture — then room left to adjust.
Nudge while you still can — 401(k), HSA, or withholding — small moves, same paycheck.

Not tax advice — just a picture from your stub.

Choose a view

Start with a few numbers from your paycheck.

Filing status

Same as how you’ll file — it sets your standard deduction.

From your paycheck

Blank fields count as $0.

Which state?We use this for a rough state estimate — not exact.

Paycheck dateWe start from last Friday — change it if your stub was a different day.Paychecks leftWe count this from your pay date. Edit if your schedule’s different.

If you already know your full-year numbers, set this date to Dec 31 — we’ll treat that as your last paycheck.

Standard deduction used: $32,200.

You

Gross pay (YTD)Before taxes and deductions. We annualize this (minus HSA — stub and any extra) for Social Security and Medicare.Federal taxable wages (YTD)Box 1 on your W-2 stub — wages after pretax stuff like traditional 401(k).Federal tax already sent in (YTD)Box 2 — what you’ve already sent the IRS this year.State tax already sent in (YTD)What you’ve already sent your state this year.

Adjust your tax deduction

Estimated federal tax —

Federal tax paid this year$0.00

Add wages from your stub to see an estimate.

Levers to pull to reduce the tax bill

Your 401(k) levers show up after we have wages.

You

Traditional 401(k) this year$0.00

Roth 401(k) this year$0.00

Spouse

Traditional 401(k) this year$0.00

Roth 401(k) this year$0.00

Save tax with health savings accounts

HSA this year$0.00

HSA room appears after wages are in.

Add wages and an HSA or 401(k) to see your 20-year growth picture.

The Simple Path to Wealth by JL Collins — book cover

Inspired by JL Collins, author of The Simple Path to Wealth.

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